Audi A4 has a minimum 2.0T enterprising model, and the official guide price is 286,800 yuan. At present, there are about 60,000 discounts on the market, and the actual bare car price is 226,800 yuan. Calculated by the minimum down payment of 30%, the down payment is 75,600 yuan, plus the purchase tax 19385 yuan, the insurance is 8,937 yuan, and the travel tax is 480 yuan 500 yuan, so the total down payment is 97,342 yuan in 36 months. It should be noted that the actual landing price will be higher.
According to the down payment of 30%, it needs to pay 87,000 yuan, so the purchase tax is about 20,000 yuan, the insurance is about 1 1,000 yuan, and the licensing fee is 500 yuan. The remaining 2 1 0,000 yuan is divided into 3 years and 36 months, and the monthly repayment is about 7,000 yuan.
Audi a4l down payment installment price list
I believe that buying an Audi car is every man's dream. With the arrival of car loans, everyone can afford Audi. So, what is the loan process and price of buying a car? The picture below shows Audi a4l installment price list. The bare car price of Audi a4l is calculated as 259,900 yuan, and the down payment is calculated as 30%. The down payment is 77,900 yuan, which will be paid in 36 installments and 5,432 yuan per month.
The loan interest rate is 4.75%
As can be seen from the price list of Audi a4l installment payment above, the longer it takes to buy a car by installment, the higher the total repayment cost and the less pressure. On the contrary, the shorter the repayment time, the lower the total cost, the greater the monthly repayment amount and the greater the pressure. This is a process of constant trade-offs. Users who like Audi a4l need to do what they can.
Matters needing attention in purchasing cars by stages
It should be noted that when buying a car by stages, you should take a fancy to a car and talk about the price of bare cars with car sales. You must remember the price of naked cars, and then talk about other discounts. The loan handling fee is 3% of the loan amount, and the loan amount is the money that needs to be paid after the down payment is paid. For example, for a 90,000-yuan car, the down payment is 30,000 yuan, the remaining 60,000 yuan is the loan amount, and 3% of the 60,000 yuan is the loan fee.
How much is the monthly down payment for Audi a4 installment?
Take Audi A4L2020 40TFSI four-wheel drive luxury dynamic model as an example. Its official guide price is 363,800 yuan. At present, most dealers in Guangzhou have a discount of 58,000 yuan, which is equivalent to the bare car price of this Audi A4L of 305,800 yuan. The whole car purchase includes vehicle purchase tax, compulsory insurance, commercial insurance, licensing fee and other handling fees. In the end, the real landing price of this Audi A4L is 346,500 yuan.
Other calculations
If the car purchase method of 30% down payment and 24 loans is chosen, then the loan amount of this Audi A4L is 2 14060 yuan, the handling fee is 2,000 yuan, the business insurance is 7,508 yuan, the necessary expenses and licensing fees are 28,534 yuan, while the down payment is129,800 yuan, and the monthly payment is 9,367 yuan. The total landing fee for the whole car is
Recently, the owner's transaction price of this car in Guangzhou is generally around 360 thousand, and the price is mainly affected by different price cuts. However, the current price reduction in Guangzhou is 58,000 yuan, which can be said to be the highest price reduction for the new Audi A4L. Therefore, it is recommended that netizens visit 4S stores more or choose to buy cars in different places, and then choose according to different quotation schemes.
Audi's phased car purchase plan
Calculation and analysis of automobile installment payment;
Automobile installment payment can be divided into one year, two years, three years, four years and five years according to the repayment period. The down payment ratio can be 30%, 40%, 50%, etc.
1. Down payment amount = car price * down payment ratio+insurance+car purchase tax+licensing fee.
Second, the installment interest rate
Total loan amount
=
The purchase price of a new car
-
Automobile sales price
*
Down payment ratio
Monthly repayment
=
Total loan amount
*
Term coefficient
For example:
The loan is 654.38 million yuan, with a handling fee of 7.5%, which will be repaid in 24 installments.
Repayment per installment: 65,438+million /24 = 4 166.67 yuan.
Handling fee = 65438+ million *0.0075*24
= 18000 yuan
First repayment = 4 166.67+ 18000.
=
22 166.67
Remarks: When preparing the loan, you should prepare the income certificate, household registration book and ID card. Some places need a copy of the property to prove that they have a fixed residence in the local area. If you can provide a business license or something to prove your financial strength, it will be easier to get a loan. In addition to interest, the 4S shop will also charge a handling fee of 1000-2000 yuan. If the loan is difficult, the 4S shop will also suggest looking for a guarantee company to guarantee. Taking 60,000 yuan as an example, the cost of the guarantee company is
Around 3000.