Ordinary banks don't do this and smash their own signs. However, some employees may disclose customers' information for their own benefit. This kind of situation is relatively rare. If the bank recruits people with low quality and poor moral character, it may appear.

This is not something that one person can completely stop. The key loophole is that there is a problem with the bank's internal control.

There are many processes for loan. There is a relatively complete process from the application submitted by the lender to the investigation and approval by the bank staff. In this process, the lender needs to be interviewed, and the lender needs to submit various supporting documents. The first loophole is that bank investigators do not perform their duties, go through the motions, or just collude internally and externally to forge various materials, and then the examiners fail to check in place, and can't see the internal loopholes, or just collude internally and externally, and the approval procedures are basically signed.

It can be said that the biggest possibility of using customer credit for loans is internal and external collusion. For a bank employee, this is basically impossible.

Want to know where the loophole is, who can explain it clearly?

But as long as you're sure you didn't handle it yourself. You can complain directly to the CBRC or the head office, or you can bring a lawsuit directly to the court.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!