It is understood that self-employed individuals can also borrow money to buy a car as proof and proof of income. But you can print a copy to the lending institution to prove your income and repayment ability.

Self-employed persons in the process of applying for steam:

1. Consult the lending institution for loan-related matters;

2. Required for loan preparation

Step 3 apply for a loan

4. Lending institutions accept applications and review materials;

5 discussion;

6. The borrower handles mortgage registration and other procedures;

7. Lenders issue loans and borrowers pick up cars.

It should be noted that self-employed loans to buy a car also need good credit. If the borrower's bank credit is not good, it is likely to affect the loan.

2. Can I borrow money to buy a car with my business license?

As long as you have repayment ability and no bad credit record, you can apply for a loan, and the final result is subject to the approval of the lending institution.

3. Can I borrow money to buy a car only with the business license of self-employed?

I can't. You cannot apply for a loan with a single business license.

The requirements for loan to buy a car are:

(1) The car buyer is a China citizen with full capacity for civil conduct, aged18; Car buyers have legitimate jobs, sufficient economic resources and strong repayment ability.

(2) During the loan application period, the car buyer will deposit the car purchase down payment lower than that stipulated by the bank into the account of the bank savings counter.

(3) There is a guarantee approved by the bank, and the buyer is a resident of other provinces, and it is necessary to provide joint liability guarantee. The bank does not accept the mortgage set by the car buyer on the car purchased by the loan.

4. Can I borrow money to buy a car only with the business license of self-employed?

I can't. A single business license cannot apply for a loan to buy a car. The requirements are: how to apply for a new car loan? First of all, let's look at the application conditions for auto loans. (1) The car buyer is a China citizen with full capacity for civil conduct, aged18; Car buyers have legitimate jobs, sufficient economic resources and strong repayment ability. (2) During the loan application period, the car buyer will deposit the car purchase down payment lower than that stipulated by the bank into the account of the bank savings counter. (3) There is a guarantee approved by the bank, and the buyer is a resident of other provinces, and it is necessary to provide joint liability guarantee. The bank does not accept the mortgage set by the car buyer on the car purchased by the loan. (4) Other conditions stipulated by the lending bank. Secondly, let's take a look at what information Daqing needs to submit to apply for a new car loan, mainly including my spouse's ID card, household registration book and marriage certificate. Proof of address (including house lease contract, water and electricity bill, property management certificate, etc.). ); Proof of income (including half-year bank flow); Employment certificate (including labor contract); Car purchase agreement/contract; Personal loan application; Proof that the down payment has been paid; Guarantee documents/materials, etc. I will. Finally, the general main flow of the handling process includes: 1, providing information to the dealer for preliminary examination; 2. Select the vehicle model and sign a contract with the dealer >; ; 3. Pay the down payment and submit an application for automobile consumption loan to the bank; 4. The borrower repays the loan in full and on time; 5. The dealer handles the vehicle entrance formalities and delivers the vehicle; 6, insurance, mortgage registration, notarization and other procedures; 7. After the approval of the bank, sign a loan contract.