You can still apply, or you can look at other lending institutions. According to their own conditions, they can choose to apply and local regular loan companies try to apply for the following basic loan conditions:

1, personal income (more than 3,000 yuan per month)

2. Nature of work (civil servants, state-owned enterprises, institutions, listed companies and ordinary enterprises can apply, and self-employed individuals need a business license)

3. Personal credit record (good personal credit record, no overdue at present)

Generally speaking, you can get the money within 1~3 days after you prepare the information. Be careful not to pay any fees before the loan is successful.

Need ID card, running water, work certificate, etc.

I suggest that you can inquire about the conditions of local formal loan companies in the accelerated loan, and choose to apply and handle according to your own situation. Good luck with your loan!

Second, is Ping An Bank's small consumer loan reliable?

Ping An is a loan product launched by Ping An Bank, a subsidiary of Ping An Group. Generally speaking, considering the strength and reputation of Ping An Group, Ping An is quite reliable. But at present, there are a lot of false information, especially on the Internet. Some criminals publish false information under the guise of Ping An Bank. Many friends who are in urgent need of money fall into the trap without knowing it. In the end, not only can they not get the loan, but also the handling fee is cheated. Therefore, for borrowers who are in urgent need of money, they must enter the Ping An Bank page through Ping An Group, and then choose the corresponding loan products to avoid being cheated. Ping An's application conditions:

1. First of all, the borrower should be between 25 and 55 years old, have a stable job and income source, and have a good credit record.

2. When applying, you should also provide personal ID card, work certificate, loan use certificate and other relevant information reflecting personal information.

3. Because Ping An business is only opened in some cities, there are certain restrictions on the application location.

Third, is peace real?

It depends on what information you can provide. With real estate, vehicles and proof of wages, you can borrow money from banks, and the interest rate is of course the lowest among all loan channels. Of course, the threshold of the exam is also high. If you don't have the above information, you can go to the company and the interest will be higher. Also, Ping An is a financial group integrating banking, securities and insurance, and the company that has business cooperation with Ping An is Principal Easy Loan. If you are in Shenzhen,

4. Is Ping An Bank's small consumer loan reliable?

Bank loans are the most reliable, and the conditions required for bank loans are: (1) 18 years old permanent residence of urban residents with full capacity for civil conduct or legal and valid identification, and the age of the lender of bank loans is generally between 18-60; (2) have a stable legal income and the ability to repay interest; (3) Other conditions required by the lending bank. Also known as unsecured loans or credit loans. You don't need any collateral, just identification, income proof, address proof and other materials, as well as the loan you applied for from the bank. Banks issue loans according to personal credit, and the interest rate is generally slightly higher than that of mortgage loans. Customers can choose the loan term according to their individual circumstances, and then sign a contract with the bank, which is guaranteed. It is a form of loan liability without specific asset guarantee, that is, a loan issued without the guarantee provided by the borrower or a third party according to law. Also known as unsecured loans, or credit loans. You don't need any collateral, you only need identification, income proof, address proof and other materials (the specific proof materials depend on what bank and application type) to apply for a loan from a bank. Banks issue loans according to personal credit, and the interest rate is generally slightly higher than that of secured loans. Customers can choose the loan term according to their individual circumstances, and then sign a contract with the bank. Product function: 1. Unsecured-no need for real estate mortgage; 2. Convenient application-the application procedure is simple and fast, and the application hotline, website, designated acceptance point and fax can be easily applied; 3. Long cycle-choose your loan period at will, and the longest loan period can reach 36 months; 4. High amount-based on the comprehensive evaluation of your income and credit status, the maximum loan amount can reach 500,000 yuan; 5. Fixed interest rate-the loan has a fixed interest rate and is not affected by the fluctuation of market interest rate, thus reducing interest rate risk and enjoying preferential treatment. Loan classification: salary loan-you can apply for personal loan only by providing bank salary passbook or statement, identity certificate, address certificate, etc. Owner's loan-a loan product specially arranged for owners. As long as you own the property in the city or the property mortgaged by the city, you can easily get a loan. Student loan-a loan product specially arranged for people with bachelor degree or above. The final loan amount is determined according to income and other conditions. Private owner loan-if you are a private owner, what are you hesitating about? Loans are no longer worrying.