How to pay back the student loan?
(1) Normal repayment
Under normal circumstances, students should repay the interest on an annual basis from September 1 day of the graduation year, and begin to repay the principal and interest two years later. The normal repayment deduction date of China Development Bank is February 20, 65438.
Please log in to the Student System of Student Source Loan of China Development Bank after June 20, 2008 +065438+ to check the principal and interest to be repaid this year, and deposit the money into the corresponding loan account before June 65438+February 20, 2008, and the bank will automatically deduct the money.
If Alipay is used for repayment, Alipay will send a repayment notice to the borrowing students by SMS and email five days before the repayment date. If the mobile phone number and email address are changed, please log in to the student loan system of China Development Bank in time to make changes.
(2) Advance payment
1 to 10 can apply for prepayment every month, and all outstanding debts of a contract must be paid off in one lump sum.
Borrowing students must apply for a new student-origin student loan in the student system of China Development Bank before 10 every month or apply to the teacher of the local county financial aid center, and deposit the full amount of funds into the corresponding repayment account before 15 that month. Our bank deducts money on the 20th of every month.
If Alipay is used for repayment, Alipay will deduct the corresponding amount from the student's personal Alipay account on the day of prepayment deduction, and feed back the loan students by SMS, email, etc.
Students can log on to the online system to check the results of prepayment. If the current advance payment fails, the next advance payment needs to be resubmitted within the specified time.
What are the repayment methods of student loans?
There are three repayment methods:
1, Alipay repays
When making repayment, the borrower must deposit the repayment amount in full into the Alipay account agreed in the contract five days in advance, and the system will automatically deduct the payment.
2. Bank account repayment
If when you apply for a loan, it is agreed to repay the loan through a bank account, then you need to deposit the repayment amount in full into the account five days in advance.
3. pos repayment
At present, some cities have opened pos machines to repay loans. Borrowing students or parents can easily repay their loans without charge as long as they hold a bank card and swipe their cards on the pos machine with the logo of "China Development Bank" printed on the student qualification management center where their household registration is located.