The CBRC and banks will not freeze funds, and the CBRC has no right to freeze funds. As long as the user subsequently meets the loan conditions or actively applies for thawing, it is possible to thaw. Of course, it is not excluded that the loan funds are frozen because the lending institutions do not have enough loan funds.

First of all, the 2345 loan king submitted a credit report. If it is overdue for half a year, that is, more than 90 days, your credit report will be blacked out. Secondly, the loan king will definitely call for it in the first two months, and then entrust a third party to call or collect it at home, and may even call someone in your address book or call record. If it is really unable to repay, it shall negotiate with banks or lending institutions to extend the repayment period or repay it in installments. What happens if you don't borrow money?

1. If a lending institution or bank fails to perform the judgment of the court within the performance period after winning the case in court, it will apply to the court for enforcement.

2. When accepting enforcement, the court will inquire about the real estate, vehicles, securities and deposits in the name of the lender according to law.

3. If the lender refuses to perform the effective judgment of the court because there is no enforceable property under his name, negative information such as overdue repayment will be recorded in the personal credit report, which will restrict high consumption and entry and exit, and may even lead to judicial custody.

4. Refusing to execute a judgment or ruling is suspected of refusing to execute a judgment or ruling.