Hello! At present, only 18 cities are allowed to use the national provident fund loans to buy houses in different places, such as Beishangguangshen and Shenzhen. However, in some places, off-site loans are only allowed in provinces or specific areas.

If you want to know more about provident fund, you can read this article first.

What is provident fund? What's the use? You will understand after reading it.

Cities that support provident fund loans in different places are also mainly concentrated in first-,second-and third-tier cities, which are temporarily unable to meet the demand for provident fund loans in big cities to fight hard and buy houses in their hometowns.

I tidied it up for everyone. Friends who buy houses in these areas can refer to:

Take Shenzhen as an example. In addition to meeting the general conditions for withdrawing provident fund, such as continuous payment time, belonging to the first suite or the second suite, etc. To use the provident fund to buy a house in your hometown in Shenzhen, you also need to meet the following two conditions:

1) Buying a house outside Shenzhen

2) The invoice for house purchase or deed tax shall be issued within 3 years.

Whether you pay the provident fund locally or in other places, you can apply for a loan at the provident fund center at the bottom of the house, and the calculation method of the amount is the same.

If you have paid the provident fund in several cities, you can't borrow money in different places;

Then you can go through the transfer procedures and merge the off-site provident fund accounts.

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