D. Pay more attention to customers with higher risk levels, such as customers with loans exceeding 6,543,800,000 yuan (or set according to local market conditions), and customers advanced by developers or distributors, and include them in the list of key customers for management.

Second, why use the house as a mortgage? What are his benefits and advantages?

What do you mean you don't understand?

Third, the nature of pledge?

The act of mortgaging movable property to the other party to obtain financing.

Fourth, what is the nature of the house?

Legal analysis: the essence of housing refers to the varieties of commercial housing that customers already have that can be listed and circulated for mortgage bank loans.

Legal basis: Measures for the Administration of Urban Real Estate Mortgage

Article 4 Where the legally acquired ownership of a house is mortgaged, the land use right within the occupied area of the house must be mortgaged at the same time.

Article 5 The mortgage of real estate shall follow the principles of voluntariness, mutual benefit, fairness, honesty and credibility.

Real estate mortgage set according to law is protected by state laws.