Hello, the related expenses of consumer loan service provided by Gitzo mainly include interest, loan management fee, customer service fee, insurance premium (optional) and flexible repayment service package fee (optional). Among them, the loan interest is set in strict accordance with the reference interval of the loan interest rate table of the People's Bank of China for the same period. Gitzo is committed to providing customers with transparent and responsible loan services, and the fees are charged in accordance with relevant laws and regulations. If you have any questions, please contact Gitzo Customer Service Hotline for detailed feedback.