Lacarra's easy installment amount is 1 0,000-10,000,000 yuan, which is divided into 6 installments and 12 installments, and all the rates are charged at one time. The loan amount of the sixth installment is 8%, and the loan amount of the 65,438+02 installment is 65,438+04%.

The line refers to the amount that the lender can borrow from the borrower without providing property guarantee. It usually means that a natural person borrows money from a bank, and the bank is willing to provide the highest amount of loans according to the credit status of the individual. This amount will be determined unilaterally by the bank because of income, income, debt ratio, job content, company, company position, property and other conditions. This kind of lending relationship is usually that banks lend money to natural persons. On the other hand, it is usually necessary for commercial organizations and transnational exchanges to lend money to organizations.

Rate refers to the rate at which fees are paid. For example, the insurance premium rate refers to the ratio of the amount that the insured pays to the insurer and the amount that the insurer promises to compensate. It also refers to the fee charged by the telephone in the billing unit.

Rate composition:

Pure insurance rate: loss rate of insurance amount+stability factor: (loss rate of insurance amount = total insurance claims/total insurance amount ×1000 ‰);

Additional rate: (insurance business expenses+appropriate profit)/total pure insurance income.

Basic principles:

① the principle of sufficiency;

② the principle of fairness;

③ Rationality principle;

④ Principle of stability and flexibility;

(5) publicize the principle of loss prevention.