Peer-to-peer financial management refers to the borrowing between individuals, and P2P financial management refers to the company as an intermediary to connect these borrowers and realize their respective borrowing needs. The borrower can be an unsecured loan or a secured loan.

Simply put, it is to lend A\B\C\D's money to Z, and Z pays A\B\C\D high interest through the platform.

20 14 has more than 2,000 P2P financial platforms. But you have to choose the right platform, or you will be miserable if you run away.

Therefore, according to personal experience, P2P investment should at least rely on a platform with good reputation, background and risks, and the online time should be more than 1.5 years.

Such as lufax, Renren Loan, Copper Street and Yingying Wealth Management.