What problems should I pay attention to when buying a second suite?
1, loan method
At present, there are very few people who buy a house in full, and most buyers will choose to buy a house with a loan. There are three ways to buy a house by loan. For the second suite, the conditions and restrictions of provident fund loans are the first and most important. If the borrower uses the provident fund loan to purchase the 1 suite and pays off the loan, he can't use the provident fund to make the loan and repay the mortgage when purchasing the second house.
2. Choose a reliable developer.
Development projects must obtain land use right certificates, construction land planning permits, construction project planning permits and construction project construction permits. Developers are the guarantee of housing quality, so we should choose carefully when choosing a house. Especially when buying a room with decoration, we need to pay special attention to the decoration of the room with decoration. In the contract, decoration materials often refer to the requirements of a brand "same grade". In this case, try to list the specific brands and specifications of decoration materials. If not, try to agree.
3. Positioning is crucial.
The demand for buying a house in different time periods is different. Before deciding to buy a house, we should start from many factors, measure the family income level, existing deposits, loan amount, and subsidy amount of relatives and friends, correctly estimate our actual purchasing power, and finally determine the type, area and price of the house to be purchased. Because the location, area and total price of the house will directly affect the future bank evaluation and the final loan amount.