1 Personal housing entrusted loans refer to loans granted by banks to individuals who purchase ordinary houses that meet the specified requirements, and the source of funds is housing provident fund deposits. Also known as provident fund loans.
Personal housing self-operated loans are loans granted to individual buyers with bank credit funds as the source.
Personal housing portfolio loan refers to a loan issued to the same borrower with housing provident fund deposits and credit funds for the purchase of self-occupied ordinary housing, which is a combination of personal housing entrusted loans and self-operated loans. In addition, there are housing savings loans and mortgage loans.