Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who have paid the provident fund can apply for provident fund loans according to the relevant provisions of provident fund loans, and generally meet the following conditions:

1, employees with permanent residence or valid residence identification in the local administrative area;

2. At the time of application, the housing provident fund has been paid normally for more than three consecutive months (or six months), and the provident fund has not been withdrawn to pay the down payment for house purchase, and there is no balance of provident fund loans;