The answer to this question is not so absolute. The reason for this is that how much the financing interest rate can be given depends on the policies and costs of brokers on the one hand and the amount of funds of investors on the other.
(1) Brokerage policy and cost
At present, the industry's low financing interest rate is around 5%, but most brokers default to 9.35%. You can talk to brokers, and most brokers can only talk in the range of 5.8%-6.99%.
Only a few brokers support the permanent rate of 5%, and there is no requirement for the amount of funds, supporting the online business operation of the Internet;
Before handling the margin account, you need to confirm the rate and handling method. After all, the credit account of margin financing and securities lending is unique. If you want to change brokers because of interest rate and other issues after opening an account, you can only close the account first and then open an account again. This process is really delayed;
(2) How much money do you have
Why is the amount of funds linked to the financing interest rate? It's not a routine, but it's a reality:
Suppose: your current capital is between 800W- 1000W, and now you want to open two financing. You can ask these brokers, whether they are head brokers or central brokers, if you want to raise the interest rate by 5%, will they not give it to you? As for whether it can be lower than 5%, it depends on the decisions of various brokers. As we all know, no brokerage firm will welcome 800W- 1000W high-net-worth customers to another brokerage firm.
Then, if your assets happen to be 50W- 100W, compared with the above example, you really don't have the advantage of communicating with brokers. How to achieve a low interest rate of 5% is just a way, ask more and compare more. If you are lucky, you will find a broker who supports 5%. Congratulations on the successful opening of two exchanges. If you are unlucky, you will find that all brokers are around 5.8%, so you have to keep looking.
All in all, there are very few brokers in the market who unconditionally support 5% financing, and at the same time can support the Internet to handle two-in-one business online, which is one in a million. If there is demand, then talk about it in detail;
(3) Quality service provided by brokers.
① Professional investment services:
Including investment learning courses, introductory guides, learning exchange training groups, on-site learning, top ten gold stocks, investment research reports and other benefits; Don't underestimate these learning courses, especially the novice Xiao Bai. After all, under the guidance of professionals, your learning knowledge and investment skills will be better than your own research, and you can continue to escort you in the operation process. This is a factor that you need to pay attention to;
② Quantitative trading services:
A few brokers apply for free VIP fast track and secondary stock account opening. , to achieve fast transactions; 100W+ supports the application of quantitative trading QMT/Ptrade, and 300W+ supports the application of professional edition to realize the strategy writing requirements. These are the invisible benefits you should enjoy when choosing a brokerage firm!