Legal analysis: If only the boyfriend is unmarried, there is something wrong with credit reporting. Buying a house in your name has nothing to do with your boyfriend. His credit problems will not affect your loan.

Legal basis: Interpretation of the Supreme People's Court on Several Issues Concerning the Application of the Marriage Law of the People's Republic of China (II) Article 19 If a house is rented by one party before marriage and purchased with the same property after marriage, if the ownership certificate of the house is registered in the name of one party, it is deemed as the joint property of husband and wife.