At present, student-origin student loans are generally handled in the Student Financial Assistance Management Center of the County Education Bureau.
Two, Fujian rural credit cooperatives how to handle student loans?
The processing steps are as follows:
1. Log in to the student loan system of rural credit cooperatives, register and submit the application. Then the application progress will show that the funding center is waiting for approval.
2. Prepare the examination and approval form for the application for student credit loan, the original and photocopy of the borrower's ID card and household registration book, the proof of family difficulties, the university admission notice and the tuition bill.
3. Put these materials in order and go to the Education Bureau.
The national student loan is an important measure taken by the CPC Central Committee and the State Council to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for poor students in ordinary colleges and universities under the conditions of socialist market economy.
The national student loan is a bank loan which is led by the government, subsidized by the finance, and compensated by the finance and universities at certain risks, and jointly operated by banks, education administrative departments and universities.
Borrowing students do not need to apply for loan guarantee or mortgage, but they need to promise to repay on time and bear relevant legal responsibilities.
Borrowing students apply for loans from the bank through the school to make up for the lack of expenses during their school days and repay them in installments after graduation. On August 8, 20 12, the new student loans of the development bank will exceed 1200 million yuan.
2065438+On July 20th, 2005, the Ministry of Education and other departments jointly issued "Several Opinions on Perfecting the National Student Loan Policy". According to the Opinions, in order to effectively reduce the financial burden of borrowing students, the longest loan period is extended from 14 to 20 years, and the grace period for repayment of principal is extended from 2 years to 3 years. The loan interest of students during their school days will be fully subsidized by the government.
Third, Fujian Rural Credit Cooperatives' student-origin loan was renewed in the second year. The rural credit cooperative system shows that the loan has been released, but the school says it has not received the money yet?
Students' student loans are credited to personal bank accounts, and you need to go to the bank to check the account balance. In principle, students' credit student loans are used to borrow students' tuition and accommodation fees. When the loan amount is higher than the tuition and accommodation fees, the living expenses of the students. National approval and distribution
Student-origin loan application
I. Loan application
The borrower applies for a loan from the Student Financial Assistance Management Center of the Education Bureau where his family is registered, fills in the loan application form and provides materials at the same time.
1 original and photocopy of borrower family account.
2. The original and photocopy of the borrower and the borrower's identity card (or valid identity certificate).
3. Proof of student status: Freshmen can obtain the student ID card of the university and the proof of the borrower's source of life issued by the borrower's university.
Second, the contract signing
1, local funding centers review application materials.
2. The local financial aid center guides students to open personal accounts in the handling bank.
3, signed the "student credit loan contract"
4, issued by the local funding center "student credit loan contract receipt".
Third, the contract receipt
1. Borrowing students bring contract receipts to school.
2. The school shall go through the acceptance procedures according to the contract requirements.
3. The students send the contract receipt back to the student office.
4, local funding center funding management center
5, the provincial funding management center submitted to the handling bank for approval.
Four. loan origination
1. The handling bank transfers the loan funds to the borrower's personal account.
2. The loan funds are transferred from the personal account to the tuition account of the borrower's school.
Extended data:
Student-origin loan conditions
1, China nationality.
2, honest and trustworthy, law-abiding.
3. Freshmen, postgraduates and students with a second bachelor's degree who have been formally admitted to full-time ordinary undergraduate colleges, higher vocational schools and colleges in the central and regional areas that have been approved to set up and implement higher education according to the relevant provisions of the state, and have obtained a true, legal and effective admission notice.
4. Students' pre-school household registration and their parents' (or other legal guardians') household registration are in the same county (city, district).
5. The family has financial difficulties and can get the tuition and accommodation fees needed to complete their studies.