Legal analysis: the general annual interest rate of unsecured loans for enterprises is 1030%, depending on the application situation: unsecured loans can only be made. If you are an individual, you can only go to work to determine your loan amount, which is generally1~ 500,000, depending on your income. There is also an enterprise unsecured loan, which is generally 654.38+10,000, with a maximum of 2 million. Of course, there are other products of enterprises, such as corporate credit, with higher quotas. The bank loan interest rate is 20 13. The loan for less than six months (including six months) is 5.35. The loan for half a year to one year (including 65,438+0 years) is 5.35. Loans for one to three years (including three years).

Legal basis: Provisions of the Supreme People's Court on Several Issues Concerning the Application of Laws in the Trial of Private Lending Cases Article 26 If the interest rate agreed by both borrowers and lenders does not exceed 24% per annum, the people's court shall support it. The interest rate agreed between the borrower and the borrower exceeds the annual interest rate of 36%, and the interest agreement in excess is invalid. The people's court shall support the borrower's request to the lender to return the part of the interest paid that exceeds 36% per annum.