Marriage loan application process
1. First, you should choose the lending institution you want to borrow to see if you meet the requirements. If so, you can prepare an application document.
2. Bring the prepared relevant materials and submit an application for personal marriage loan to the bank.
After the bank accepts your application, it will review your information and decide the loan amount. Just cooperate at this time.
4. After the approval, the bank arranges to sign a loan contract, and pays attention to the related matters of the contract, especially the repayment. When handling mortgage loans, you need to go through notarization, mortgage registration and other procedures.
5. Wait for the bank to lend money. The money will be paid to the bank deposit account.
Matters needing attention in marriage loan
1. See if you need a marriage certificate.
Before applying for a loan, banks usually need to provide relevant information. However, some banks require a marriage certificate to apply for a marriage loan, while others do not. Without a marriage certificate, they just need to provide proof of unmarried. Pay attention to this and avoid running away in vain.
2. Save bills related to consumption
Marriage loan money can be used in many ways, but it must also be related to marriage. A bank will investigate the purpose of the loan and keep the relevant shopping receipts for inspection, in case the bank fails to perform the contract and is recovered, and may face high fines.
Related suggestions:
How to finance a bank loan of 2 million?
How to fund individual applications? & ampnbsp