When applying for a loan, the loan platform needs to obtain the borrower's personal qualifications first, then conduct a series of comprehensive audits, and then approve the quota. There is no loan platform that does not need to be audited in the market, but there are some loans with lower thresholds. Is there a loan platform that does not need to be audited? These five small loans can be tried!
Is there a loan platform that does not need to be audited?
1, white cat loan
White Cat Loan is a small loan product owned by Guangzhou Du Zhi Internet Company. Shortly after the launch, the maximum loan amount available to users is 40,000 yuan. Support users aged 22-55 to apply for loans, but do not support users in Xinjiang, Ningxia and Inner Mongolia.
2. Ten thousand E loans
In the small loan platform, Wandai is a relatively "old brand" loan product, which is owned by Wanda Pratt & Whitney and has an annual interest rate of 24% to 36%. The maximum loan amount that Wane Loan can provide to users is 50,000 yuan, and borrowers aged between 18-55 can try to apply.
3. Sorry
Lending treasure is a lending platform under Alipay, which belongs to Ant Financial. In addition to borrowing money, Ant Financial also has flower buds and online business loans. Users want to apply for a loan in the borrowing bank, mainly depending on whether the sesame credit score reaches 600 points. If it has not been reached, it is impossible to open a borrowing bank.
4. Didi Finance
Didi Finance is a lending platform under Didi. Users can find "borrowing money" directly in Didi APP, and then they can choose to apply for Didi Finance to borrow money. Of course, in addition to Didi Finance, Didi also has other credit loan products such as Didi Monthly Supply.
5. Meituan borrows money
Users find "borrowing money" in Meituan-Personal Center, and then click Apply to open Meituan to borrow money. In addition to borrowing money from Meituan, there are also loan products such as Meituan's living expenses and Meituan's monthly payment. Users can try to apply. The maximum loan amount of Meituan Lending Bao is 200,000 yuan.
The above is the related content sharing of "No Audit of Loan Platform", and I hope it will help everyone!
What loan does not need to be audited?
There is no loan that does not need to be audited. Whether it is bank loans, consumer finance loans, mobile phone loans, or platforms, they all need to be audited, but some of them are relatively simple because of the small amount, but at present they cannot be loaned without auditing. Loan is a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. Article 667 of the Civil Code is a loan contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.
What are the small loan platforms that don't need face-to-face review? These four are good!
Compared with traditional bank loans, the advantages of online lending platform are very obvious. The application threshold is low, the next payment is fast, and you can borrow it without face-to-face examination. Just submit your personal information and complete the verification for review. Today, we will take stock of several small lending platforms, and users who are in urgent need of money can learn about it.
1, 360 IOUs
360 finance has been involved in the financial field for a long time. With the 360 IOUs, the number of applicants has increased, and the mobile phone software has gradually gone online, mainly based on the behaviors such as consumption and repayment accumulated by users on the platform. There are often preferential activities to receive interest-free and cash-out coupons, which users in need can look at.
2. ICBC Financial Electronic Loan
The minimum amount of pure credit of ICBC is in 600 yuan. Ordinary people can borrow from several thousand yuan to tens of thousands of yuan, which can be borrowed in cycles, and the amount will be restored immediately after repayment. The term is generally 2 years, and the longest is 5 years, which can reduce the repayment pressure of borrowers and can be handled by users of age 18-60.
3. Arbitrary loans
The maximum amount is 300,000 yuan, and five installments, 10 and 15 can be freely selected without mortgage guarantee. The amount can be used for consumption, decoration, car purchase, tourism, education and so on. Interest can be calculated on a daily basis, and it will arrive in 20 seconds at the earliest, which is convenient for cash withdrawal. As long as you authenticate your personal identity information and have investment, wealth management or consumption records in Suning Finance, you can easily obtain the amount.
4. Gome Easy Card
Gome Finance is a well-known platform in the industry, and its consumer staging product Gome Easy Card is very popular. The loan amount is between 500-5000 yuan. An application can be recycled and the system can automatically review it. You can apply at any time, you can lend money in a few minutes at the earliest, and you can borrow it for one year at the longest.
How about a small fish loan without trial?
Hello, Xiaoyu Fuka is a new credit loan product launched by Hubei Consumer Finance. Users can sign a loan after obtaining the quota, and the system will execute the loan after passing the loan review. But why has Xiaoyufuka been reviewing loans?
1. It is understood that the loan application submitted by Xiaoyu Fuka is limited, and the loan will only be released after the second review of fund release, that is, the loan review usually takes about two days, and the review speed depends on the borrower's qualification. The better the qualification, the faster the loan review, otherwise it will be slower.
2. Xiaoyu Fuka's loan review is conducted by the system, but some borrowers will be called back, which requires borrowers to pay attention to answering the phone at all times, otherwise the loan application will probably be ruined if they miss the call. If Xiaoyu Foca is still displayed in the loan review for more than 2 days, then the possibility of rejection is very high.
3. A big reason is that the borrower's qualifications are not enough, such as poor personal credit, or many credit loans, and frequently apply for loans and credit cards before borrowing. You know, as a consumer financial product, Xiaoyu Fuka will have stricter requirements for borrowers and will check the credit information at the credit information meeting. If the credit information is not good enough, even the loan review may be unstable.
Where the direct account is the most reliable, and compared with other loan methods, the online loan platform is convenient to apply for loans and fast to lend, but paying attention to choosing a formal platform when applying for online loans can better protect personal interests and information security. At the same time, be careful not to pay the pre-loan fee to avoid being cheated.
I recommend you to use the money flower, which is a credit service brand under Du Xiaoman Finance (formerly Baidu money flower, renamed as "money flower" in June 2065438+08). Big brands are reliable and trustworthy with low interest rates. The money is spent-full of easy loans, the maximum loan amount is 200,000 (click the official free test amount), and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.
Share with you the application conditions for rich flowers: the application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.