1. What can be used as collateral for bank mortgage loans?
1. 1
Real estate. Bank mortgage loans can first be used to mortgage real estate, such as individual housing, family housing, real estate factories, shops and so on. Mortgage loans with real estate generally need to be evaluated first, and after evaluation, the loan can reach 70% to 80% of the evaluation price.
1.2
Second, which lending platform has the fastest lending speed?
The following online lending platforms have fast loans:
1, the degree is small and complete.
2360 IOUs.
3.JD.COM gold bars.
4. Ctrip Finance.
5. Flower duck borrows money.
6. Consumer finance immediately.
7. White cat loan.
8. Central Plains consumer finance.
9. Alipay loans.
10, Zhaolian Finance.
Of course, the next payment does not mean that it will be received immediately. The platform will still review the comprehensive qualifications of customers, but generally it will not exceed 1 working day. If the loan is delayed, it means that the customer's loan application may have failed.
Fast loan arrival does not mean that the platform review is more relaxed. Customers want to make loan payment as soon as possible, and they should pay attention to details when filling in loan information, so as to speed up the efficiency of platform audit.
If the loan arrives, the customer should pay attention to the repayment time. In order to avoid the impact of overdue, customers need to prepare enough funds before the repayment date expires. Some online lending platforms have no grace period, and overdue 1 day will have serious consequences.
Third, which lending app is fast?
In other words, the channels of loans are all channels that can be borrowed in a broad sense, including intermediaries (the existence of this thing is to give you a handling fee and help you find loans from large and small channels); A formal management institution in a narrow sense, a contract signing lender. This time it is actually a channel in a narrow sense, so it is classified by institutions: 1. The bank. Don't be too general; Small demand: credit card (this consumer demand is very practical); General demand: consumer credit loan (5-30w), stable customers with good basic work, which depends on banks, such as China Bank, Huaxia Bank and Shanghai Pudong Development Bank. TZ didn't ask for interest, so it didn't start. Mortgage and real estate mortgage are the mainstream, and basic commercial banks do it. Great demand: commercial loans, credit and mortgages, which are related to banks' preference for enterprises. Summary: In principle, bank interest is the lowest in the market. Of course, there are certain requirements for customer qualifications. Many customers just didn't know their qualifications before. Write a special topic on this topic another day and discuss it. 2. Microfinance companies. This is that the private sector has a lot of capital. Ping An Pratt & Whitney, CreditEase, Jieyue, You and I Loan and other companies. All localities also have their own capital institutions. This is basically a credit loan, with a small amount ranging from tens of thousands to 1.5 million. Secondly, car loans are used for mortgage loans. Generally, there are car loan agencies in the local area. Summary: the interest is basically around 2 points. If the conditions are good, 1 point or more. 3. Online lending institutions. First of all, I am very optimistic about JD.COM White Stripes, Ant Flowers, Ant Loans and Micro-loans. Although they have never been used. . . . . Secondly, many organizations are also doing Internet data uploading and lending, which has not been studied. 4. Parents and friends. This channel is not impossible. When a friend is doing business, his parents owe him 390,000 yuan in interest. . It is really the most cost-effective family financial management. If you don't borrow it, your parents put the money in the bank and he went to the bank to borrow it, right? Even the national benchmark interest rate is ok. . . .