Legal analysis: No, state organs cannot be guarantors. Civil servants use their own property to guarantee, which is allowed by law, but you should be aware of the risks. Now loan guarantee is joint and several liability.

Legal basis: Article 387 of the Civil Code of People's Republic of China (PRC). Where a creditor needs security in order to ensure the realization of his creditor's rights in civil activities such as lending, buying and selling, he may establish a security interest in accordance with the provisions of this Law and other laws.

If a third party provides a guarantee for the debtor to the creditor, it may require the debtor to provide a counter-guarantee. The provisions of this law and other laws shall apply to counter-guarantee.

Second, can civil servants be guarantors of credit cooperatives?

Yes, the income of civil servants is stable, and credit cooperatives like to find civil servants or teachers as guarantors.

Three, in rural credit cooperatives loans, the guarantor is not a civil servant can guarantee?

Credit cooperative loan

Rural credit cooperative means that farmers with rural household registration use seeds to raise funds, and of course they can buy houses.

Two, there are farmers' economic files in the local credit cooperatives. The so-called peasant economic file is the basic information about the situation and income in court. After evaluating the credit, the letter of credit will be issued.

Third, the loan requires a guarantor, which is for the loan officer of rural credit cooperatives to better prevent and control risks, understand customers, and better

If the guarantor is out of town or out of town, it can't be done. Of course, it does not meet the conditions of guarantee. Just find someone to guarantee it.

Four. Send the loan to the local credit cooperative and ask,

Marriage certificate (unmarried certificate) if the borrower is willing. Other information required by the lender from the payer. In fact, it can be issued without guarantee. I borrowed money before and paid it back two months ago. Now I want to borrow that 30 thousand yuan, and the director of the credit union has to ask my father to sign it. Is my father at home? What should I do?