Current location - Loan Platform Complete Network - Bank loan - Capital contribution in the name of loan
Capital contribution in the name of loan
First, some people say that I will be packaged as a shareholder of the company, and then I will borrow money in the name of the company. Is this credible?

Yes, the packaging identity is normal. See if there are any problems in other links,

2. Is there any relationship between the shareholder borrowing from the bank in the name of the company and other shareholders?

Theoretically, all bank loans need the resolution of the company's board of directors, but the absence of the resolution of the board of directors does not affect the effectiveness of the contract. The legal representative of a limited liability company shall be the chairman of the company. Borrowing in the name of the company shall be valid, and the company shall bear the responsibility for repayment. A limited liability company undertakes debts with all its assets. As long as shareholders fulfill their capital contribution obligations, there is no shareholder responsibility. The debt is limited to the amount of capital contribution, and the debt shall be borne by the company. Bank loans entering the company account belong to the company's property. If the company chairman misappropriates company funds for private purposes, he may be accused of misappropriating public and private property.

A relative asked for a loan, and now he wants to be an honorary shareholder of our company. ...

1. In the loan contract or guarantee contract, your company or other shareholders of the company avoid signing as general guarantor or joint guarantor. In other words, companies and individuals should not stamp or sign any written materials related to their loans. Avoid being called a guarantor accidentally.

2. It is suggested not to provide false materials to the loan bank for the purpose of taking you through, so as to avoid being involved in the loan.

Let's see what others say.

A relative asked for a loan, and now he wants to apply for hundreds of thousands of loans from the bank for his own use as an honorary shareholder of our company.

Your relatives have real estate, they can go to the bank to apply for a mortgage, and you don't need to come forward. You mean he mortgages you a house with a certificate, and then you lend it to him, which requires you and your relatives to go to the Housing Authority for mortgage registration (to prevent your relatives from taking the mortgaged house). But even if you give it to you in person, if he doesn't pay you back when it's due, you'll be miserable, and the bank will sue you, let alone go to the bank for a loan. As for the house he mortgaged to you, you can't auction it (only the house directly mortgaged to the bank supports auction). It is worth noting that you said another thing. He still has an unlicensed house. Don't imagine that since there is no license, God knows who owns it. If there was any trouble, he said he would give it to his son. What can you do? Legally speaking, my father's debt has not been paid, not to mention the house without a license is worthless. So I suggest you go to the bank for a loan. If you are blacklisted by the bank, it means that he has no credibility and his relatives can't help everything.