According to the announcement issued by Changde Municipal People's Government in 2023, the central bank announced the latest LPR, and the quoted interest rate of the 5-year loan market was lowered for a long time 10 basis point. Under this influence, the lower limit of the interest rate of the first home loan in conventional cities is reduced from 4. 1% to 4.0%; The lower limit of the second home loan interest rate was lowered from 4.9% to 4.8%.