Bank of China, Industrial and Commercial Bank of China, China Construction Bank, etc. The student loan in Xinghualing District of Taiyuan City is an important measure to improve the financial aid policy system of colleges and universities in China and increase the financial aid for students from poor families in colleges and universities. Mainly issued by large banks, such as Bank of China, Industrial and Commercial Bank of China, China Construction Bank, etc. Student-origin student loan is a bank loan led by the government, subsidized by the government, and operated by banks, education administrative departments and universities to help poor students in colleges and universities.