Reliable loan platforms include: Ant Lending, JD.COM Gold Bar and Xiaoman Finance.
1, ants borrow it:
Ant Financial Services Group (hereinafter referred to as "Alipay of Ant Gionee"). Jin Fu was formally established on 20th. Ant Financial is willing to "bring small and beautiful changes to the world", and go to the "Internet" through the "Internet propeller" to serve inclusive finance.
Lending is a service. At present, according to different scores, the application threshold is also different. The loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.
At present, the consumer loans issued by e-commerce giants are mainly aimed at the staged consumption scenarios of e-commerce platforms. However, with the continuous accumulation of personal credit data, personal credit loans in non-consumption scenarios are also starting.
2.JD.COM gold bars:
As a Beijing brand, JD Finance includes personal finance, corporate finance and financial technology, etc. to provide reliable and inclusive business efficiency, reduce costs and increase income, and better cooperate with financial institutions.
Second, which loan platforms are formal? Ask about understanding
some
3. What are the companies with formal loan platforms?
Formal online lending platform:
1. pleasant loan was launched by creditease company in 20 12 and listed on the new York stock exchange in 20 15.
2. Renren Loan, a loan platform owned by Xinyoujinfu, was established on 20 10 and is one of the earliest online lending platforms in China.
3. China Ping An's platform, lufax, was established in Shanghai on September 20 1 1, and was supported by the Shanghai Municipal Government.
4. Paipai Loan was established in June 2007 and listed on NYSE on 20 17. It is the first online lending platform in China.
What is online lending? In fact, as the name implies, online lending is online lending. For example, if you borrow money from him on an application, then this is an online loan. And like the flower beds used by many people, these are collectively called online loans. Online lending is online lending. Online lending is actually borrowing money online and lending it to others, commonly known as online lending, but some online lending is safe. It is also a formal channel, and some online loans are informal channels, just like a quilt. These are all formal channels, and the interest is relatively low. So if you borrow money from others online, which is also called online loan, then this kind of online loan is more dangerous, and online loan is also an informal online loan.
I borrow money purposefully and regularly. For example, if I use normal loans and repay them normally, then I think this online loan is a normal thing, but you borrow money from major platforms and those informal platforms. Then this kind of online loan is particularly dangerous, which may lead to the ruin of your family and the next debt. What about things like this? It also happens from time to time If you borrow money blindly, you will owe online loans, which will lead to family destruction. Because some of them are irregular, the interest on online loans is particularly high, and the interest will roll over. In the end, you can't bear the price. Very straightforward.