Today, the Pearl River Delta posted 3.4 directly and posted 3.2. Question: Is ICBC the same as ABC? Answer: Yes. Follow-up: What do you mean by posting directly and then posting? What's the interest rate for short-term working capital loans? A: Direct posting means direct discount to the accepting bank, and reposting means discount to a third party, such as other commercial organizations! Short-term loan: Do you mean borrowing money or borrowing money from the bank? If it is a bank loan, you can check with the central bank, depending on who you borrow it from. Question: Short-term loans are bank loans! A: The annual interest rate of the project 1. Short-term loans within six months (including six months) 4.86 Six months to one year (including one year) 5.3 1 2. Medium-and long-term loans for one to three years (including three years) 5.40 Three to five years (including five years) 5.76 More than five years 5.94 Three. Discount is determined with the rediscount rate as the lower limit. Four. Personal housing provident fund loans for less than five years (inclusive) 3.33 for more than five years 3.87 V. Welfare factory loans for civil affairs departments 3.87 VI. Economic loans to the poor and young people. National trade and loans for the production of national products.