Fanpujinke's loan cannot be granted, and it needs to be judged by the lender. Fanpujinke does not lend directly, but provides loan matching services for users. Some loans used by users are provided by individuals and some are provided by formal financial institutions. Loans provided by individuals do not need credit reporting, while loans provided by formal financial institutions need credit reporting.

Users can open Fanpujinke and view the lender of Fanpujinke on the loan details page. Each user uses a different loan, so the lender is also different.

Users need to judge whether the loan software has credibility according to the lender of the loan software. If the lender of the loan software is a licensed bank or a formal financial institution, credit information is collected on the loan software; If the lender of the loan software is not a licensed bank or a formal financial institution, then the loan software will not receive credit information.

Formal financial institutions: all commercial banks, trust companies, finance companies, leasing companies, asset management companies and some microfinance companies. And some insurance companies began to access the credit insurance business.

Fanpujinke provides users with a credit line of up to 200,000 yuan with a loan term of up to 36 months. After Fanpujinke passes the user's loan application, it will lend money within 3 working days. Users need to repay on time, and cannot be overdue. Users should live within their means and plan the use of loans reasonably.