Detailed description:
1. Contact customer service in North China: 1. Call or consult customer service in North China online, explain the situation and apply for suspension of automatic deduction. Tell the customer service that you have to pay back the car loan first, hoping to avoid the influence of overdue on the credit record.
2. Communicate with the auto lender: Contact the auto lender to explain that you should give priority to repaying the auto loan and ask for a delay in repayment. Fully communicate with auto lenders and negotiate a solution that can meet the interests of both parties.
3. Prepare funds in advance: After reaching an agreement with the auto lender, make sure that you have enough funds to prepare in advance before the auto loan is returned. In this way, you have already paid off the car loan on your own initiative before Bai Hua deducts the money.
Summary:
If you want to repay the car loan first, but you are worried about the automatic deduction of the flower bud, you can contact the customer service of the flower bud to suspend the automatic deduction, and fully communicate with the car lender to reach a payment arrangement. Preparing funds in advance to ensure the timely repayment of auto loans is an important step to protect credit records.
Extended data:
Influence of overdue payment on credit record: overdue repayment will have a negative impact on personal credit record, affecting personal credit rating and the possibility of obtaining financial services such as loans and credit cards in the future.
Repayment method of flower buds: With Alipay's flower buds function, users can choose automatic deduction or manual repayment. In case of overdue, Huabai will automatically deduct the arrears, so you need to contact Huabai customer service in advance to suspend or adjust the repayment.
The above are suggestions on how to deal with the problem of overdue flowers and how to repay the car loan first. Please contact the relevant parties in time and make proper treatment according to your actual situation to protect your personal credit record and financial situation.