1. Personal credit information has overdue records. Then users are advised to pay off overdue debts in time, pay attention to repayment on time, and try to apply for a loan from Goose after a period of time.
Second, the personal debt ratio on credit reporting is too high. Goose spending money on loans requires the personal debt ratio of users. Under normal circumstances, the personal debt ratio does not exceed 30% to pass the system evaluation. It is suggested that users can repay the loan first and reduce the personal debt ratio before applying for a loan.
Third, credit reporting is too expensive. It may be that users frequently apply for other online loans before applying for gosling to spend money, which leads to the change of credit information and the failure of system audit. Users are advised to suspend loans and spend 3-6 months collecting credit information before applying for loans.
In short, the freezing of gosling's money means that the comprehensive score is insufficient and can be unsealed. The specific unsealing time depends on the system evaluation.