1. The loan term refers to the time required to pay off the loan in full. Usually, the loan term will depend on the loan type, the borrower's income and repayment ability, usually ranging from several months to decades, such as 30-year mortgage loan, 10-year car loan and so on.

2. The number of remaining installments refers to the number of installments that need to be repaid after the borrower repays the loan on schedule. This is a question of how many installments are needed to pay off the loan. For example, a 30-year housing loan has been repaid for 10 years, so the remaining term may be 20 years.