Bring the purchase contract, loan contract and repayment record to the bank to issue a certificate that the loan has been paid off. Bring the certificate issued by the bank, the original property right certificate, the certificate of other rights of the house, the purchase contract, the loan contract, the identity card of the property owner, the household registration book and other materials to the real estate transaction department for the replacement business.
Mortgage means that the buyer fills in the mortgage loan application form to the bank and provides legal documents such as ID card, income certificate, house sales contract and guarantee letter. The bank promises to grant loans to the buyer after passing the examination, and handle the registration and notarization of real estate mortgage according to the house sales contract provided by the buyer and the mortgage loan contract concluded between the bank and the buyer. The bank directly transfers the loan funds to the seller's account within the time limit stipulated in the contract.