Online lending is risky, and the operation needs to be cautious! Anyone who pays verification fees, security deposits, handling fees, notarization fees and other fees under any pretext is a liar. Don't be deceived! !
Second, do you need to deposit a deposit on your own card for the loan?
What's the guarantee for the three thousand deposit? What kind of loan do you apply for? Why do you need a deposit? If it is a credit loan, is the deposit to ensure your repayment on time, put it in the card in advance and stop payment through the bank? If not, I ask you to transfer the money directly to its account, then I advise you to give up.
If it is a secured loan, then the secured loan does not use funds as a secured loan.
If so, then you need to spend twice the amount of your loan or fixed assets to pledge to the bank. Similarly, the bank will help you stop paying within the time limit.
Apart from that kind of text message, I haven't seen the phenomenon that I need to provide a deposit of 3000 yuan.
I hope you'd better think twice.
Third, loans. Is it true that he said to verify that the funds are deposited in his card before lending?
False, false, false, don't wait for each other. Generally, money is transferred to your card first, and then you, he, will take it from your card even if there is a handling fee. Deduct the handling fee from the money he called you if. The people he told you to pay first are all liars. Don't believe it. It's time for a loan. Go to that kind of qualified company. Now there are many companies, such as JD.COM, Baidu and so on. Why are there so many companies? Still have to limit your consumption. Rational consumption, reasonable consumption, or you will really get out when he arrives.
The above-mentioned behavior of the other party belongs to the illegal and criminal behavior of "routine loan", involving crimes, extortion and other charges. The performance of this kind of illegal crime is:
1. Solicit foreign business in the name of "company", sign contracts with you, and defraud you to sign "false loan property mortgage contract" and other obviously unfavorable contracts in various names such as "liquidated damages" and "deposit".
Second, forge a bank account, deliberately causing you to get all the money borrowed from the contract.
Third, arbitrarily identify your breach of contract and ask you to repay the "inflated loan" immediately.
Fourth, maliciously increase the loan amount. When you are unable to pay, the other party introduces other fake "small loan companies to sign new accounts with you" to further increase the loan amount.
Lie about suing you, etc. To achieve the purpose of sending money.
In case of the above situation, everyone should pay attention to the requirements of first refusal, remain calm, and pay attention to the safety of funds for extortion and other illegal and criminal acts. Don't be credulous, don't transfer money, and call the police when necessary. Finally, I advise everyone that loans are still cheap and convenient, which leads them to fall into the online loan trap!
4. Do I need to pay a deposit for the loan?
How much do you want to borrow? I don't need it here.