Recently, the Municipal Land and Housing Administration Bureau issued a notice to rectify the illegal activities of real estate development and sales intermediaries. Violators will be ordered to make corrections within a time limit, fined, canceled online contract qualifications, suspension of business and other measures according to law, and Included in the "blacklist".
We have sorted out some common "routines" in real estate sales to help home buyers identify them. If citizens encounter these "routines", please report them to the relevant departments.
Routine 1
"Sale and rent back" is a bait, be careful
"Sale and rent back" looks beautiful on the surface: houses usually come with Renovate the house, make it high-end and upscale, and then tell you that a large-scale investor has rented the entire building (or the entire floor) to open a hotel. You only need to pay a small down payment and you can just sit back and collect the rent to support yourself. After a few years The house is equivalent to free money.
Experts analyze the risks: Once the sales of some "sales and leaseback" projects are completed, the developers (intermediaries) will cash out, and the lessees (possibly the "shadow companies" of the sellers) will be left with huge liabilities. Rental costs, affordability and creditworthiness are difficult to guarantee. At the same time, buying such a house comes with huge financial risks.
Routine 2
False news floods the screen to create the illusion of crazy buying
"Internal news, the price of XX real estate is going to rise!" "Purchase and loan restrictions are about to be implemented. Hurry up and start investing!” “XX school is going to be renovated, and house prices in XX community are going to rise!”… Such news floods the Moments, do you seem familiar?
Some developers or intermediaries like to use WeChat , forums, etc. spread so-called "inside information" to create a buying atmosphere and encourage home buyers to "sell quickly". This is called "order urging" in intermediary jargon.
Routine 3
If you believe that fake "group buying" is really about making money, you will lose
Can you buy a house through group buying? If you really believe it, you will Lose! A senior industry insider said that the so-called "group buying" is nothing more than joining forces with developers to raise the price of goods that should have been sold for 10,000 to 12,000, and then selling them to you at a discount of 10,000. As for what the selling price of a house should be, our city currently requires real estate pre-sales to be registered at one price per household. The sales should be based on the registration price approved by the relevant departments, rather than the "outcry price" of the developer or seller.
Routine 4
Housing listings below the market price are mostly fake
Many people’s way of buying a house is through various apps that provide housing information. start. Sometimes, you will see a house with "super cost-effective" apartment type, design, community environment, etc., will you be very excited at this time?
This may be a trap set by the sales staff. You Only when you leave in excitement will people tell you: "Brother, I'm sorry, this house has just been sold. I will recommend you a better one..." or "The seller has increased the price. Look, or you can add more." Money...".
Industry insiders say that the vast majority of housing listings below the market price are fake or defective. Some unscrupulous intermediaries will conceal defects in order to attract home buyers, and even deliberately release fake news about low-priced houses to obtain information about potential customers.
Routine 5
In order to earn intermediary fees, encourage sellers to bid high prices
When the real estate market is hot, many second-hand house sellers have just expressed their willingness to sell their houses to real estate agents. , the intermediary will start to act as a "strategist" to the client. They advise customers to mark their prices higher. "A house in your community only sold for 500,000 yuan yesterday. If you want to sell it, list it for 550,000 yuan. Even if you are bargained with, you can sell it for at least 530,000 yuan, and easily earn an extra 30,000 yuan." Or some buyers have already signed a contract with the seller. In the deposit agreement, the intermediary salesperson will also encourage the seller to break the contract in order to drive up the house price and earn higher profits.
Industry insiders say that similar practices may appear to be for the benefit of house sellers, but are actually intended by intermediaries to earn more intermediary fees. There are even individual intermediaries who conceal real housing transaction information and earn the difference by selling (renting) houses at a low price and selling (renting) them at a high price.
For home buyers, these houses that were sold at a price higher than their actual value are difficult to resell after encountering other sellers who bought them at normal prices during the cooling-off period of the property market.
Routine 6
Buying a house with a "fake divorce" puts the buyer at high risk
In order to facilitate the transaction, some intermediaries will induce the buyers to go through a "fake divorce". "Enjoy" the deed tax benefits for the first home and defraud the bank into lower down payment ratio and interest rate discounts. Some intermediaries even directly create "divorce certificates" and "employment certificates" for buyers that can be fake to deceive the housing management department and banks, and charge hundreds of yuan in "production fees."
Some home buyers listened to the intermediary’s lobbying and actually went to the Civil Affairs Bureau to apply for divorce. As a result, bloody dramas such as "fake divorce for buying a house" turn into "real divorce without money and money" are often staged, causing great pain to families and individuals.
Industry insiders remind that our city’s provident fund center has been connected with the civil affairs department. Once it is discovered that a person has “fake divorce” to defraud provident fund loans, he will be included in the list of “loan fraud” and become the target of special attention.
Routine 7
Be wary of "ABC orders" and be careful about buying "string houses"
When buying and selling houses, citizens should be careful about speculating houses. The transaction of the purpose is called "ABC order" in intermediary jargon. That is to say, the real estate speculator or intermediary (B) first pays a part of the money to sign a purchase agreement with the seller (A), but does not go to the real estate exchange to complete the transfer procedures in the short term; then marks the house at a higher price and continues to look for real buyers. (C), and finally let C and A close the deal through concealment or lies, thereby earning the price difference in the middle.
In addition, there are also real estate speculators who will take over A's house for decoration and then sell it to C. Such "make-up" houses are called "string houses" by intermediaries. In order to make a bigger price difference, real estate speculators mostly use low-cost and low-quality decoration materials to decorate "string-string houses". After decoration, the appearance looks bright, the furniture and electrical appliances are complete, and you can move in with your luggage. However, after buyers actually purchase and move in, inferior building materials and furniture are very harmful to the body, and problems with fake electrical appliances and inferior basic equipment will gradually be exposed. Therefore, when buying a second-hand house, home buyers must be more careful and carefully screen out houses with exaggerated decoration and brand-new furniture.