It is risky to give credit reports to others. You know, I must authorize you to inquire about personal credit reports. If the personal credit report is given to others without authorization, it will easily lead to the disclosure of personal information and may even be used by criminals to apply for loans. Any loans overdue record will affect personal credit report.

Legal basis:

credit reporting industry regulations

Article 3 Anyone who engages in credit investigation business and related activities shall abide by laws and regulations, be honest and trustworthy, and shall not endanger state secrets or infringe on business secrets and personal privacy.

Article 4 The People's Bank of China (hereinafter referred to as the supervision and administration department of credit information industry in the State Council) and its dispatched offices shall supervise and administer the credit information industry according to law.

The local people's governments at or above the county level and the relevant departments of the State Council should promote the construction of social credit system in their own regions and industries, cultivate the credit information market and promote the development of the credit information industry.