The house is mortgaged in the bank. If you want to settle down, you can directly use the online shopping contract, bring the original ID card, the original old household registration book and related materials, and go to the local police station to settle down. Before you settle down, you have to move out of the old account before the new account can be accepted.
Second, both the house loan and the real estate license are mortgaged in the bank. How to move the account?
Preserved egg: Hello!
In the same city!
There is no need to mortgage the real estate license in the bank, as long as he records his rights in the real estate license and gives the bank a certificate of his rights.
Third, the second-hand house bought by loan, after the transfer, the house is mortgaged in the bank, can it be settled?
You can use a copy and the ownership certificate provided by the Housing Authority when you settle down!
4. How to settle down when the real estate license is mortgaged?
The mortgage of real estate license can only be settled with the consent of the mortgagee. Providing bank mortgage contracts, payment receipts issued by developers and other materials can replace real estate licenses, and applicants can settle down. There are two ways to inquire about the mortgage of real estate license: online inquiry and real estate bureau inquiry.
First, how to settle down when the real estate license is mortgaged? The way to settle the mortgage of the real estate license is: if the real estate license is still pledged by the bank, you can provide the bank mortgage contract, the house purchase contract and the payment receipt issued by the developer (check the original, leave a copy and affix the "original and copy are consistent" audit stamp and the auditor's name stamp), and at the same time provide the occupancy certificate issued by the real estate, which can replace the real estate license. "Regulations on Household Registration" Article 17 If the contents of household registration need to be changed or corrected, the head of household or himself shall report to the household registration authority; If it is verified through examination, the household registration authority shall change or correct it. When the household registration authority deems it necessary, it may require the applicant to issue a certificate of change or correction. Second, how to inquire about the mortgage of real estate license There are two ways to inquire about the mortgage of real estate license. 1. Online inquiry: Click the provincial and municipal links to enter the websites of local real estate administrations, and you need to enter the name of the property owner and the number of the property right certificate (at present, only some areas provide housing property information inquiry). You can inquire about the mortgage of real estate license. This query method is characterized by convenience and quickness, and can be queried with simple information, but only the basic situation of the real estate license can be known, but it is generally used in a wide range. 2. Inquiry of the Real Estate Bureau: If you want to inquire about the accurate mortgage information of the real estate license (including the name of the house owner, the title certificate number, the date of registration and approval, the construction area, the design purpose of the house, the source of rights, whether the house is mortgaged, etc.). ), you must bring your personal identification and real estate license to the local archives or the window of the Housing Authority. Iii. What matters should be paid attention to in the mortgage loan of real estate license? What matters should be paid attention to in the mortgage loan of real estate license: 1. Some properties cannot be used for mortgage loans; 2. The bank's appraisal of the real estate is not based on the market value of the real estate, but based on the appraisal value given by the designated appraisal company after comprehensively evaluating the area, decoration, orientation and traffic conditions of the real estate through on-the-spot house inspection; 3. The bank will not fully distribute the loan funds to the applicant's account, but will distribute the funds to the corresponding collection office according to the purpose of the funds provided by the borrower; 4. If the real estate mortgage is not registered, the mortgage right is not established.