1. Only after paying off the provident fund loan of the first house can you apply for the provident fund loan of the second house. The calculation method and handling process of the specific provident fund loan are the same as buying the first house to handle the provident fund loan.

2. After paying off the first housing provident fund loan, the borrower can withdraw the balance of housing provident fund to repay the loan after purchasing the second housing and applying for provident fund loan.

3. If the first set of housing provident fund loans has not been paid off, commercial loans can only be selected for the purchase of second and above houses. If the first set of housing chooses provident fund loans, and the second set wants to choose provident fund loans, it is necessary to pay off the provident fund loans of the first suite first.

Extended data:

Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.

20 1 1 The Ministry of Housing and Urban-Rural Development, together with other departments, is studying the revision of the provident fund regulations and liberalizing the provision that individuals withdraw the provident fund to pay housing rent. 20 13 some cities have introduced measures to allow employees suffering from major diseases or their immediate family members to withdraw provident fund for emergency.

20 14 Three departments issued a document to cancel the housing accumulation fund, individual housing loan insurance, notarization, new house evaluation and compulsory agency guarantee, so as to reduce the burden on loan workers. ?

20 15 "regulations on the management of housing provident fund (revised draft for comments)" proposes that the contribution ratio of housing provident fund for employees and units shall not be lower than 5% and higher than 12%. From February 2, 2006 to February 0, 2006, the deposit interest rate of employee housing provident fund account was adjusted to be based on the one-year fixed deposit benchmark interest rate, and the increased interest rate was 1.50%.

References:

Baidu Encyclopedia _ Housing Provident Fund