Kaifeng City Commercial Bank took the lead in launching the services of "free deposit and withdrawal by filling in forms" and "one-counter access" in Kaifeng City, and started the business of collecting cable TV fees, gas fees, water fees, paying mobile phone fees, paying wages, handling insurance, and handling administrative fees and fines. Successfully issued the "Century Smart Card" bank card, with which you can deposit and withdraw money free of charge at more than 200 outlets and more than 200 self-service machines of local city commercial banks such as Zhengzhou, Nanyang, Xinyang, Zhumadian and Shangqiu.

Kaifeng Commercial Bank has started housing mortgage loan, automobile consumption, bulk durable goods consumption, automobile dealer financing, whole loan zero collection, warehouse receipt pledge, small secured loan for laid-off workers and bill discount, bill splitting, domestic guarantee and other businesses. Actively carry out strategic transformation, vigorously develop small business credit and personal loan business, and develop and build a number of credit brands of microfinance business with the characteristics of Kaifeng commercial banks, such as "local custody business of chattel pledge", "lease right pledge business", "unsecured loan for civil servants" and "personal employment loan".