Ping' an I Dai
Ping An I Loan is a Ping An inclusive loan product of China Ping An, which provides loans of RMB 2,000-30,000 for office workers and students with good credit records, with a term of 1-36 months and a minimum monthly interest rate of 0.66%.
360 IOUs
The daily interest rate of 360 IOUs is as low as 0.027%, which is equivalent to the annual interest rate 10.95%. The loan amount is as high as 200,000 yuan, and it is not necessary to submit complicated personal materials and financial certificates. It takes only 1 minute from the exam to the loan at the earliest, and it can be repaid with the loan. At the beginning, the quota may be only a few thousand yuan, and it will gradually increase in the future.
Xinyidai micro-credit loans
The micro-loan review of Xinyi Loan is fast, and there are two ways: manual and automatic. Everyone should keep the mobile phone open to avoid the failure caused by missing the review call. During the long-term audit, you can contact customer service to ask. The maximum loan can be up to 20,000, which is a relatively high online loan. However, the initial loan amount is generally low, and the amount can only be increased after the loan is repaid on time.
Zhaolian finance Lingling Hua
The loan amount of Zhongxiaohua is not very large, mainly based on everyone's comprehensive credit score. Because students mainly apply, the loan amount is generally within 1 10,000 yuan. ? Interest is relatively favorable. 1 installment is free of charge, with the rate of 0.80% for the 3rd installment and 0.75% for the 6th installment and above. Overdue payment, the daily interest rate of 0.75‰ shall be charged as late payment fee.