1, aged over 18 and under 60.

2, have the ability to repay the principal and interest, have a fixed source of income, and the monthly repayment amount does not exceed 60% of the total disposable household.

3. The third party natural person provides guarantee for repayment of loan principal and interest (note that husband and wife are not allowed to guarantee each other).

4. During the loan period, you must apply for motor vehicle consumption loan guarantee insurance in an insurance company recognized by the bank at one time and continue to apply for motor vehicle insurance.