Current location - Loan Platform Complete Network - Bank loan - Pay 2000 yuan of provident fund every month, how much can I borrow?
Pay 2000 yuan of provident fund every month, how much can I borrow?
1. How much can I borrow if I pay 2000 yuan of provident fund every month?

Hello, 200 thousand. For example, if you pay 2,000 yuan of provident fund every month, you can get a loan amount of 200,000 yuan according to the calculation of 100 times of the amount paid by the provident fund. If it is a high-quality customer of the bank, the monthly deposit amount is relatively high, and the loan amount that can be obtained will be higher, and the maximum amount of a single application can reach 300,000 yuan.

2. The balance of the provident fund account is 4,000 yuan, and the monthly deposit is 2,000 yuan. How much can I borrow?

If you want to apply for provident fund loans, due to the different policies of cities, do you have provident fund loans in your area and the specific provisions of related businesses? I suggest you contact the local pre-loan department or provident fund management center by phone for confirmation.

3. How much can the provident fund deposit base be loaned in 2000?

First of all, the amount of provident fund loans refers to the maximum loan amount that borrowers can apply for when applying for provident fund loans. The loan amount is comprehensively evaluated according to the provident fund account, the borrower's credit status, income level and repayment ability. Moreover, the amounts under different evaluation methods are also inconsistent:

1. Calculated by house price: loan amount = house price loan ratio.

2. According to the income level:

[(the total monthly salary of the borrower and the monthly contribution of the housing provident fund of the borrower) × repayment ability coefficient-the total monthly repayment amount of the borrower's existing loan ]× loan term (month);

3. Calculated according to the maximum loan amount.

Basically, the maximum loan amount does not exceed 80% of the total housing price;

4. Calculated according to the deposit period of the provident fund.

If the deposit period of the provident fund is long enough, the larger the amount accumulated each year, the higher the loan amount, and the loan amount of the provident fund is also related to the remaining working years before retirement.

Only 2000 provident fund deposit base is not enough to calculate the loan amount.

4. How much can I borrow from the provident fund deposit base in 2000?

Hello, the loanable base of the provident fund 2280 is 300,000. The criteria for provident fund loans are as follows: 1 and 190. The provident fund base of 2.2000 can borrow 270,000 yuan. 3. The base of the provident fund 2 100 can be borrowed by 280,000 yuan. 4. The base of the provident fund of 2,200 can be loaned by 300,000 yuan. 5, provident fund 2300