After the pre-sale auction developer gets the pre-sale permit, the buyer can apply for a mortgage loan after paying the down payment. First of all, buyers pay the subscription money first, and then sign the pre-purchase contract when the market opens. Pay the down payment when signing the pre-purchase contract, prepare the down payment after paying the down payment for one to two weeks, and then prepare the mortgage information for bank approval. After the bank has approved the money and completed the formalities, it will pay back the monthly payment from the next month.

What is the process of buying an auction house?

1. Before buying an auction house, check whether the developer's "five certificates" are complete. "Five certificates" include real estate development certificate, state-owned land use certificate, project development permit, construction project planning permit and commercial housing sales (pre-sale) permit.

2. The buyer signed the contract after confirming the purchase intention. He must pay attention to the quality of the house when signing the contract. When signing the contract, the buyer should carefully read the contents of the two books, namely, Commodity House Quality Guarantee and Residential Instruction Manual, and take the quality guarantee as an annex to the contract.

3. After the pre-sale registration is completed, the contract can have legal effect. The Buyer and the Seller shall, within 30 days after the signing of the contract, go through the formalities at the market office of the Housing and Land Administration and pay taxes.

4. finally hand over the house. When handing over the house, you should check whether the infrastructure of the house is complete, whether the water and electricity are smooth, whether the conditions promised by the developer when buying the house are fulfilled, whether the residential property is effectively in place, and the parking space problem that buyers attach great importance to now. It should be handled properly.

What is the sales process of the auction house?

1. The auction house sells existing homes, which means that the house that consumers buy is only the house on the drawing, and what they see is often just a bare land. Therefore, in order to protect their own interests, consumers should sign pre-sale contracts when purchasing commercial housing at this stage.

2. The sales process of the auction house is: both parties go to the sales office to sign the subscription book and pay the deposit. After the subscription book is signed, the seller should give the buyer "signing instructions" to let the buyer know the following links and relevant details of signing. Then sign a formal contract at the designated place within the time agreed in the subscription book, which is an important part of the whole purchase procedure.

3. Pre-sale registration is required for auction sales, and the registered contract has legal effect. Contract is an important legal document in sales. The buyer and the seller shall go to the market office of the local housing and land administration within 30 days after signing the contract. And pay stamp duty and other expenses at the same time. After that, the purchaser and the property management company signed a management convention and paid the management fee, so they can take the key and move in.