I applied for a loan from the bank for mortgage to buy a house to buy a car. After the parties apply for a loan, they still fail to repay it after the loan expires, mainly because of personal economic problems, and they cannot repay it on time. Many people worry that they will be wanted because they owe money to the bank and can't repay on time. Bian Xiao made the following comments.

If you owe the loan, will you still be wanted?

Non-repayment of loans is a civil dispute, and criminal responsibility shall not be investigated. Only wanted criminals.

After the creditor wins the case in the court, if the debtor fails to perform the court judgment within the performance period, the creditor may apply to the court for enforcement; When accepting the execution, the court will inquire about the property, vehicles, securities and deposits under the debtor's name according to law; In addition, if the debtor has no enforceable property under his name and refuses to perform the effective judgment of the court, his overdue repayment and other negative information will be recorded in his personal credit report, and he will be restricted from high consumption and entry and exit, and may even be punished by judicial custody.

Refuse to execute a judgment, ruling, etc. If he has the ability; Article 313 of the Criminal Law Crime of refusing to execute a judgment or written order Whoever refuses to execute a judgment or written order, if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or fine.

Although the outstanding loan will not be needed, it will definitely have an impact on all aspects of life, such as personal credit reporting and future loans. Many lawyers on the Internet know what legal responsibilities they will bear if they owe a loan. People in need may wish to consult the website to find out clearly.