What are the mobile phone loan software? You may be familiar with some old platforms of online loan APP: loan treasure, flower garden, white strip, micro-loan and other products. There are many new loan platforms in the market, which are not only fast and efficient, but also have low application threshold.
A quality loan platform is waiting for you! Let's take a look!
360 Dai Xiaowei.
The loan products of 360 Finance can reach 200,000, and the loan period is relatively long, with 3 months, 6 months and 12 months to choose from. As long as the borrower is 20-55 years old and is a Taobao shop owner, he can apply by providing his ID card, bank card and real-name registration system mobile phone number.
Education cloud staging
You must have an invitation code to apply. Educational institutions that cooperate with BOC offline will be registered, and institutions will provide invitation codes. After filling it out, you can get an education cloud installment loan, which can be divided into 24 installments at the longest and the maximum amount is 50,000 yuan.
China Bank Consumer Wallet
Including mail you loan, mail you flowers, China post treasure and other products. The review speed is fast, mainly depending on the applicant's personal data and return visit, and the applicant needs to be between 20 and 60 years old, and can get a pure credit line of up to 50,000 yuan.
Xinyidai micro-credit loans
The products of BOC Consumer Finance adopt manual and automatic systems. Applicant 18 years old or above, with high personal credit requirements. The maximum loan amount is 20,000 yuan, which is a relatively high online loan.
Online commercial loan
Only Alibaba's cooperative merchants can apply. The minimum and maximum daily loan interest rates can provide borrowers with loans of up to 2 million yuan, and the longest loan period can reach 24 months.
Enterprise Dai
The maximum loan amount can reach 3 million yuan, and the loan interest is calculated on a daily basis. The daily interest rate is so low that it takes one day to calculate the loan interest for one day, and the loan period is relatively long, up to 36 months.
What are the good ways to apply for a loan online?
Recommendation of online loan application: Ant lending, online merchant bank, micro-loan, JD.COM gold bar, Xiaomi loan, Ping 'an small orange flower, Qianhua.
1, borrowed by ants
I believe everyone already knows that Lending Bao is a credit service brand under Alipay, with a maximum loan amount of 300,000 yuan and a daily loan interest rate of 0.0 15%-0.06%. Borrowing white money is an invitation system, and you can only borrow white money after being invited. The opening condition is that the sesame score reaches 600, and Alipay has a real-name registration system. Sesame points are mainly based on the user's identity information, credit status, personal connections, repayment ability and so on.
2. Online commercial banks
Alipay online merchant bank still serves small and micro enterprises, mass consumers, rural operators and farmers, and small and medium-sized financial institutions. The application threshold is the same as the previous loan. The maximum loan amount is 1 000 yuan, the expected annualized interest rate on the loan day is 0.05%, and the loan term is 1.2 months. Use the average capital repayment method.
If there is demand, it is recommended that you spend less than full, that is, the original Baidu Finance, 20 18 split, to achieve independent operation. The background of the company is a financial information technology company established in Chongqing, with a registered capital of 300 million yuan and official license. Its main business is to spend money on credit services, with Baidu brand background and technical support.
In addition, Du Xiaoman also has wealth management, wallet payment, insurance brokerage and other businesses, and has obtained securities and futures licenses, payment business licenses and insurance intermediary licenses accordingly. These businesses are completely open and in line with national supervision.
The amount of money spent on loans ranges from 500 yuan to 200,000 yuan, with an annualized interest rate of 7.2%, 6,543.8+0,000 yuan, and the interest from 2 yuan is 654.38+0 days. Long loan period, daily repayment, daily interest, no mortgage, pure credit, full online application for ID card and bank card, the fastest approval in 30 seconds, 654.38+0 minutes to the account.