Let me tell you very clearly that the interest rates for first-time home buyers in Hangzhou have also risen, usually by 10-15%, and the surrounding areas of Hangzhou have risen more than the main urban areas. The mortgage interest rates in Lin'an have risen in the past two months. , Lin'an has generally seen first-time home interest rates rise by 20%, and there will be a rising trend in the future. Including Bank of Hangzhou (Wangjiang Branch), Agricultural Bank of China (Qianjiang Branch), Bank of China (Xiaoshan Development Zone Branch), China CITIC Bank Hangzhou Branch, China Construction Bank Zhejiang Branch, Postal Savings Bank (Gaofan Branch), Industrial and Commercial Bank of China (Lin'an Qingshan Lake Judging from what we know about 7 banks including the Science and Technology City Branch, most banks in the Hangzhou market can usually provide 30% of the down payment for first-time home loans for personal housing loans, and the first-home loan interest rate of several banks has increased by 20%. That is, 5.88%. Currently, the lowest housing loan interest rates in Hangzhou remain at 15% for the first home and 20% for the second home. For some low-priced red houses, some banks have raised interest rates to 20% for the first home and 25% for the second home. Of course, there is also Bohai Bank Hangzhou Branch, where the interest rate for the first set is increased by 25%, and the second set is even higher. The relevant staff are unwilling to disclose specific figures at all. At the beginning of this year, Hangzhou, Guangzhou, Shenzhen, Beijing, Nanchang and other places have raised mortgage interest rates by nearly 10%. By mid-May, the mortgage interest rates of major banks in Hangzhou have basically been adjusted to 15% for first-home mortgages and 20% for second-home mortgages.

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