Need to indicate the authorized content.
1. Handle bank mortgage loan procedures;
2. Sign loan contracts, guarantee contracts and power of attorney related to bank mortgage;
3. Go through the formalities for obtaining the house property right certificate;
4. Go through the mortgage registration formalities of the mortgaged property.
The trustor may add or delete the entrusted matters as required.
Legal basis:
Notary Law of People's Republic of China (PRC)
Eleventh according to the application of natural persons, legal persons or other organizations, a notarization institution shall handle the following notarization matters:
(1) Contract;
(2) inheritance;
(3) entrustment, declaration, gift and will;
(4) division of property;
(5) Bidding and auction;
(6) Marital status, kinship and adoption;
(seven) birth, survival, death, identity, experience, education, degree, position, title, whether there is a criminal record;
(8) Articles of association;
(9) Preserving evidence;
(ten) the signature, seal and date of the document, and the copy and photocopy of the document are consistent with the original;
(eleven) other notarization matters voluntarily applied by natural persons, legal persons or other organizations.
For matters that should be notarized according to laws and administrative regulations, the relevant natural persons, legal persons or other organizations shall apply to the notary office for notarization.
Twelfth according to the application of natural persons, legal persons or other organizations, a notary public may handle the following matters:
(a) matters registered by a notary public as stipulated by laws and administrative regulations;
(2) escrow;
(3) Keeping wills, legacies or other property, articles and documents related to notarization;
(4) Writing legal documents related to notarization;
(5) Providing notarized legal opinions.
Thirteenth notary public institutions shall not have the following acts:
(a) to issue a notarial certificate for untrue and illegal matters;
(2) Destroying or tampering with notarized documents or notarized files;
(3) Defaming other notaries and notaries or soliciting notarization business by paying kickbacks, commissions and other improper means;
(4) divulging state secrets, business secrets or personal privacy known in practice;
(five) in violation of the provisions of the standard fees charged notary fees;
(six) other acts prohibited by laws, regulations and the provisions of the judicial administrative department of the State Council.
Article 14 A notarization institution shall establish management systems for business, finance and assets. Supervise the practice of notaries, and establish a system of accountability for professional faults.
Fifteenth notary public institutions should participate in the notarization practice liability insurance.
Article 16 A notary is a practitioner who meets the requirements stipulated in this Law and engages in notarization business in a notary office.
Can the parties go to the bank for a loan after notarization?
Can the parties go to the bank for a loan after notarization?
I have done this before, and I need the ID card, household registration book, marriage certificate and power of attorney written by the parties concerned (if you can't write it, you can ask the notary of the notary office). The safest way is to call the county notary office in advance to ask about notarization matters and materials to be submitted, so as to avoid a trip in vain. The specific processing time is still relatively fast. When there are not many people, it will be completed in the notary office in 30-60 minutes. The charging standards may vary from place to place. Generally, it is charged by piece, that is, you need to issue several notarized power of attorney to charge.
Can the bank entrust others to get the loan real estate license?
Pay off the loan, cancel the mortgage in the Housing Authority and get the real estate license. It shall be handled by the owner of the house in person, and notarized if entrusted by others. The Housing Authority does not give the certificate to others casually.
Can the client unilaterally revoke the entrustment notarization authorization?
1. The customer can unilaterally revoke the authorization at any time.
Second, after authorization notarization, it is generally necessary to apply to the notary office for revocation of authorization.
Contract law of the people's Republic of China
Article 410 The principal or the agent may terminate the entrustment contract at any time. Caused by the termination of the contract to the other party
If losses are caused, compensation shall be made for the losses, except for reasons not attributable to the parties concerned.
Can individuals entrust enterprises to borrow money from banks?
Do individuals need to pay taxes on the interest on bank loans to enterprises? Legal advice topics provide you with "loan debt" and "father-in-law is unable to repay the debt, is it possible to auction the only house of his daughter-in-law?" , "What is the legal need for consultation? ...
In the entrusted loan, can the client transfer his creditor's rights?
First of all, entrusted loans refer to loans provided by departments, enterprises, institutions, individuals and other principals, which are issued, supervised and recovered by lenders (that is, trustees) according to the loan object, purpose, term and interest rate determined by the principals. The lender (trustee) only charges the handling fee and does not bear the loan risk.
Secondly, the entrustment contract in the entrusted loan and the entrustment content in the loan contract must be consistent. Therefore, the borrower in the loan contract knows the agency relationship between the principal and the trustee when signing the contract with the trustee. Therefore, the loan contract between the trustee and the borrower is binding.
Is the principal and the borrower. In other words, the loan contract signed in the name of the trustee is directly legally binding on the principal and the borrower. Accordingly, the creditor's rights transfer contract between the principal and the third party should be transferred to the creditor's rights in the entrustment contract and the creditor's rights in the loan contract. Furthermore, through a creditor's rights transfer contract between the principal and the third party, the third party obtains the principal status in the entrustment contract and the trustee status in the loan contract, without having to achieve it through two creditor's rights transfer contracts.
So, yes. However, it should be noted that according to the first paragraph of Article 80 of the Contract Law, the client shall perform the notification obligation to the trustee of the entrustment contract and the borrower of the loan contract respectively according to the creditor's rights transfer contract. Without notice, the contract of assignment of creditor's rights shall not be effective for the above parties.
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Can the handling fee of entrusted loan be deducted from the principal loan?
Lenders generally need to meet the following conditions:
1. China citizens with permanent residence in China and permanent residence in local towns and 18-65 years old;
2. Abide by laws and regulations, and have no illegal acts and bad credit records;
3. Have a good occupation with a just and stable income and the ability to repay the principal and interest of the loan on schedule;
4. Other conditions stipulated by the bank.
With the notarial certificate, can the customer collect the house payment?
If you authorize the client, he can do what you entrust, including collecting the house payment.
Second-hand housing notarization does not pass on the seller's risk, can the plenipotentiary take a mortgage loan?
Five-year tax payment does not need to be paid for five consecutive years every month. The notarization that the entrusting party can unilaterally revoke is only notarized by the entrusting party. You can go to the intermediary or the construction Committee to do the qualification examination of your father-in-law. If you pass, you can pass it on to him. If you fail, you have to think of other ways, as long as you pay taxes every year for five years.
Can bank loans be entrusted to relatives?
You need the ID card, household registration book, marriage certificate and power of attorney written by the parties concerned (if you can't write them, you can consult a notary at the notary office). The safest way is to call the county notary office in advance to ask about notarization matters and materials to be submitted, so as to avoid a trip in vain. The specific processing time is still relatively fast. When there are not many people, it will be completed in the notary office in 30-60 minutes. The charging standards may vary from place to place. Generally, it is charged by piece, that is, you need to issue several notarized power of attorney to charge.
I have the notarial certificate, so can the client go through all the formalities?
Yes, the client can choose to entrust others or handle it directly by himself, so entrustment is risky for both parties.
What is loan notarization?
Loan notarization refers to the national notarization activity to prove the authenticity and legality of the loan behavior and the legal documents and procedures involved according to the application of the parties.
Loans need to be notarized, and the fairness of loan contracts is to bind the rights and obligations between you and the bank with the authority of state power organs. If the policy does not allow or refuse the loan, the bank will not accept and approve the loan.
Extended data:
During the period when the notary office examines the loan contract according to law, the borrower and the lender can prepare the certification materials that should be submitted according to the requirements of the notary office.
After examining the loan contract, the notarization institution will provide notarized legal opinions to the borrower and the lender according to law, guide the borrower and the lender to modify and supplement the contract, and review the authenticity and legality of other certification materials submitted by both parties.
Once the conditions for notarization are met, the borrower and the borrower must go to the notary office to apply for notarization, and cooperate with the notary to complete other notarization procedures under the guidance of the notary.
After the notarization procedures are completed and the two parties sign the loan contract according to law, the notary office will soon issue a notarized certificate of the loan contract.
This concludes the introduction of notarization to loan and notarization loan process. I wonder if you found the information you need from it?