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What is the one-year fixed interest of $5 million in the bank?
7-day notice of money demand, one month, three months, six months, one year and two years.

Dollar 0.0500.0500 0.2000 0.3000 0.5000 0.7500 0.7500

One-year fixed term

5000000 * 0.75% = $37500.

Partial withdrawal can be made in advance. When the deposit expires, the principal and interest can be withdrawn by the certificate of deposit, or it can be automatically transferred in installments according to the original deposit period.

Interest shall be calculated and paid at the deposit interest rate on the day when the deposit certificate is issued, at the current deposit interest rate on the day of withdrawal for early withdrawal and at the deposit interest rate on the day of withdrawal for overdue withdrawal. I can apply for a small pledge loan with my time deposit certificate.