For the real estate industry, banks are one of the most important sources of funds for borrowers. If banks can't provide loans, it will have an impact on the demand of real estate developers and buyers. Developers may face the risk of slowing sales and breaking the capital chain, while buyers may face the dilemma of not buying a house. This may cause the real estate market to shrink and the economy will be hit to a certain extent.
For the automobile industry, banks are one of the most important sources of funds for car buyers. If the bank can't provide loans, it will affect car sales. Car buyers may not be able to bear the pressure of buying a car in full, so they choose not to buy a car, which may lead to a decline in car sales and have a negative impact on the automobile industry.
In addition, if banks cannot provide loans, it will affect other industries related to real estate and automobiles, such as construction, building materials, steel and so on. These industries may be affected by the decline in demand, which will lead to economic depression.
However, if the government can take corresponding measures to deal with this situation, such as providing other financing channels or increasing the scale of direct loans, the impact on the economy may be reduced. Generally speaking, the problems of a single industry or financial institution will not lead to the collapse of the whole economy, but will have a certain impact on some industries and borrowers.