1. Personal social insurance certificate.

Starting from the month before the month of purchase, the home buyer will have to pay the urban employee basic pension insurance in this city continuously for any 24 consecutive months within 3 years (government institutions and public institutions continue to pay the urban employee basic medical insurance). . The urban employee basic pension insurance paid by the home buyer based on his flexible employment status (individual payment) is calculated together with the above payment period.

If there are backpayments due to job changes and other reasons, and the number of backpayments does not exceed 3 months in 24 months, it will be regarded as continuous payment and can be used as a valid house purchase certificate.

2. Personal income tax payment certificate.

Taxpayers can log in to the Tianjin Local Taxation Bureau Online Taxation Bureau. After registering as a user, they can query and print the "Tax Payment Certificate of the People's Republic of China and the State Taxation" (hereinafter referred to as the "Tax Payment Certificate") online. The "Tax Payment Certificate" printed online does not have the electronic seal of the tax authority overprinted yet, and a QR code is added. Relevant departments can scan the QR code through the mobile client to read the taxpayer's personal income tax information online for verification.

Taxpayers can go to the self-service tax terminal of any tax service hall in our city with their second-generation ID cards to inquire and issue a "Tax Payment Certificate".

The taxpayer shall bring the original and copy of his/her valid ID card, or the entrusted agent shall bring the original and copy of his/her valid ID card and the original letter of authorization signed by the client to the competent tax authority. Fill out the "Tax-Related Information Inquiry Application Form" at the tax service window and apply for the issuance of a "Tax Payment Certificate".

How do foreigners get a loan to buy a house in Tianjin?

1. Submit application and materials.

House buyers need to submit relevant materials to the bank or provident fund management center, apply for a loan and fill out the form.

2. Accept investigation.

The bank or provident fund management center will review the information to check its authenticity and validity. If the review is passed, the home buyer will be notified in a timely manner. If it is not passed, the reasons must be explained.

3. Sign a loan contract.

After receiving the notice, home buyers need to go to the provident fund management center or bank to go through relevant procedures and sign a loan contract.

4. Apply for real estate mortgage.

Buyers need to bring the loan contract and real estate certificate to the housing management department to handle the mortgage procedures and pay taxes and fees.

5. Grant loans.

After completing the procedures, the bank will transfer the loan to the designated bank account, and the home buyer should pay attention to repay the loan on time.