1. Which bank in Nanjing can you get a loan now?

Every bank handles loans. Banks make money by relying on savings and loans.

Bank loans require property mortgage or guarantee.

2. Which bank in Nanjing has operating loans with equal principal and interest?

Nanjing Branch of Hengfeng Bank. Hengfeng Bank Nanjing Branch can apply for a five-year operating loan with equal principal and interest repayments. Bank of Jiangsu operates e-loan repayment methods: monthly interest payment and repayment of principal when due, equal principal and interest, and loan and repayment at any time.

3. Introduction to Nanjing Bank’s decoration loan products?

Nanjing Bank Decoration Loan refers to a personal loan launched by our bank to local house owners for house decoration. The maximum loan can be 500,000. The amount can be used for decoration and decoration of self-occupied houses and the purchase of supporting household appliances, furniture, etc. home improvement loan. There is no need to mortgage the property, the procedure is simple and the loan is issued quickly.

1. Introduction to Nanjing Decoration Loans:

1. Easy to apply: Loans are available if you have real estate, not limited to Nanjing local residential apartments, shops, rough houses, etc.;

2 .Higher credit limit: You can apply for a credit limit ranging from 50,000 to 500,000, which can easily meet the needs of new home decoration;

3. Lower interest: the repayment period is 5 years, and the monthly interest is 0.3-0.45, which can be obtained by passing the credit report. Quota available;

4. Wide range of groups: salaried white-collar workers can apply, as well as self-employed individuals and corporate entities.

5. Key customer groups: civil servants, teachers, doctors, employees of public institutions, government agencies, public security organs, state-owned enterprises, listed companies, Fortune 500 companies, China Fortune 500 companies, technology companies, high-tech companies, etc. .

2. Application requirements:

1. Number of inquiries: no more than 3 times in the past month, no more than 5 times in the past 2 months;

2. Overdue regulations: No 1 in the current period, 2 in the past 3 months, and 3 in the past year;

3. Liability requirements: Monthly payment for a personal loan and credit for a small loan. 10% of the card's used limit is less than 75% of the monthly income;

4. Basic requirements: age 23 or above, monthly income of more than 5,000 yuan, and local real estate in your name.

3. Application method:

Prepare the ID card, real estate materials, etc., and then submit the application materials to the bank account manager.

4. Can Xuzhou enterprises get loans from Minsheng Banks in other places?

It is difficult, because Minsheng Bank basically does not allow branches from other places to intervene in issues within the jurisdiction of different districts. After all, branches in each place must be familiar with the local area, and it is easier to do so. It’s easy to do. If it’s unclear whether a company has a regional problem, the head office will do the business. In the case of Xuzhou, its business scope will belong to one of Nanjing Branch and Suzhou Branch. However, if the scale of the enterprise meets the relevant conditions and can reach the level of Minsheng Bank, and it does investment banking business, that is, Minsheng Bank can help with financing - investment banking business is not subject to geographical restrictions, and all branches of Minsheng Bank across the country can do it. Hope my answer can help you.